Is it worth engaging a financial advisor when I don't even have much money to spare to invest?

Hello, I also prefer a human touch. You can always return to your insurance agent who should be able to advise you on your investments option but do not be pressured to sign anything, especially investment-linked plans. You could always start small with robos while reading, watching, learning on investments! :)
Personally I met up with my insurance agent and feared she would pressure me to sign up for an ILP as she has been showing me the returns of her's and her clients' policies. However, she shared with me some of the stocks she invested in, why, and advised me to do my own due diligence if I want to invest in stocks. She also directed me to some ETFs to consider and articles to read.
Eventually I settled on Syfe, a robo-adviser, as they do not have minimum investment amount and I liked their way of managing risk during investment :) And my agent just congratulated me on starting and encouraged me to pursue further when I'm ready XD
With my CPF, I may choose to invest with Endowus but they require minimally $10k.. And my bto will be ready next year so i can't invest yet as I want to reduce my loan amount. Maybe next time got other robo options or maybe I'll find more confidence to do my own investment, who knows! :)
Good luck and all the best to you!

Hi anon, a financial advisor is not only to guide you in your investment journey but also to ensure you have adequate insurance protection. I believe the terms "financial advisor" and "insurance agents" are the same.

If you already have proper insurance coverage and are looking to learn more about investing on your own, you can check out Seedly's investment guide at https://blog.seedly.sg/ultimate-personal-financ...