Is it wise to invest using CPF fund?

Depends on which stage of life you are at.

​

if you have no use of them to get property or any potential loans for children’s education.

​

You can then proceed to use them for investment purposes.

Depends on your strategy and how profitable you are. I would use CPF as my bond component in my portfolio because of the risk free interest rate. I guess the question is, can you generate better returns than CPF consistently every year, without taking on much risk?

​