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Wei Yang Lee

02 Jan 2022

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Is it possible to transfer CPF RA savings?

Hi Seedly! Wanted to ask for advice. Is it possible to transfer from my RA to my wife's RA? I want to beef up her retirement savings. We are both under 55, and want to keep money in OA for flexibility (eg housing or education).

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Tan Choong Hwee

02 Jan 2022

Investor/Trader at Home

No, you can't transfer your RA to your wife's RA.

If both of you are under 55, you two won't even have RA now.

You can beef up her retirement savings by topping up her SA using cash now, topping up her RA using cash after 55.

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