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Personally, it will either be the person contacting you directly for further clarification or, contact already and it's a no go
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I don't think the $30k minimum income is a hard requirement, think you can just give it a shot and see if they approves it.
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So long you pay on time, there's no interest on payments - there might be annual card fees depending on which card you go for though.
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Just try. If successfully, make sure you pay bill on time.
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It is difficult to get a credit card with lower annual income criteria, but I think some banks allow...
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