Anonymous

26 Jun 2021

∙

Is it dumb to put 5k lump sum into a robo-advisor if I want to DCA monthly?

Hi, I have 20k savings and am thinking whether to dump a lump sum of 5k after calculating emergency savings into a robo-advisor and then DCA monthly of $700 in a 100% equity portfolio for long term (25-30 years). Need some advice from experienced investors as I am just starting out and I don't have time to stock pick and research on my own... Thanks in advance. Oh, my goal for investment is retirement..

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Wilson Nid A Break

26 Jun 2021

Since its over 25-30 years, honestly it wont made any difference to the overall end results. no need to split hair over it, unless your initial lump sum is $500K lol

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Jovan Lai

24 Jun 2021

Just facts for you:

DCA has outperformed buying the dip 70% of the time even if you have picked every exact bottom. https://ofdollarsanddata.com/even-god-couldnt-b...

BETTER STILL -Lump sum investing has outperformed DCA majority of the time.

https://www.morningstar.com.au/learn/article/th...

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Victor

23 Jun 2021

Financial Service Consultant at AIA

Depends on your investment style...

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