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Debbie

20h ago

∙

Is it better to pay off your HDB loan early or keep the cash for investing?

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Shirley

Edited 7h ago

Depends on your risk tolerance.

Pay off early = peace of mind + guaranteed savings on interest. Invest = potentially higher returns, but with risk.

No right answer, go with what lets you sleep at night.

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1M45

16h ago

Logic vs Emotion

Mathematically, keep cash for investing.

Psychologically, pay off debt.

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