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Anonymous

19 Aug 2021

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Is it better to do a SA shielding or to do a BRS and then do RSTU to reach FRS ?

Which is better?

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Julie Loke

24 Aug 2021

Is SA shielding still allowed to be done considering some warnings from CPF regarding this process being a "loophole"?

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Ngooi Zhi Cheng

20 Aug 2021

Student Ambassador 2020/21 at Seedly

SA Shielding is definitely more beneficial based on the information you have given, with a fully liquid SA generating additional interest for you.

With the RSTU - you would have to consider if there is a chance that the tax savings can provide additional benefits for you. Just a thought off the top of my head - you will probably need a more detailed discussion to make the final conclusion

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Tan Choong Hwee

19 Aug 2021

Investor/Trader at Home

RA is formed with FRS from SA/OA at 55. To do BRS, you need to pledge property and have to withdraw ...

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I have hit my Medisave cap and my SA has 60k. How Long more must I continue to do a voluntary SA top up to reach the FRS and let it compound?is it true that if I contribute in January it is better?

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I have met my FRS at 50 years old. 3.5 years from today will reach 55. Should I draw down to BRS or remain in the SA to meet ERS? Looking at current CPF regulations and changes in future.

I understand that RSTU to SA is not counted towards the computation of FRS. Do voluntary contributions to Medisave, OA/ SA (via V3C/ medisave) are counted towards the computation of FRS?

Related Posts

I have hit my Medisave cap and my SA has 60k. How Long more must I continue to do a voluntary SA top up to reach the FRS and let it compound?is it true that if I contribute in January it is better?

Does CPF allows member to invest with SA (that reached FRS) to make space for RSTU?

If I have topped up 7k for RSTU early this Jan and then after I do a transfer from OA to SA to reach FRS, will there still be a tax relief of 7k next year, 2022?

I have met my FRS at 50 years old. 3.5 years from today will reach 55. Should I draw down to BRS or remain in the SA to meet ERS? Looking at current CPF regulations and changes in future.

I understand that RSTU to SA is not counted towards the computation of FRS. Do voluntary contributions to Medisave, OA/ SA (via V3C/ medisave) are counted towards the computation of FRS?

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