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Tania Chattopadhyay

10 Apr 2021

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Is it bad for credit rating to cancel credit cards if they don't give a fee waiver?

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DBS Altitude needs>2000/month to waive the annual fee, or pay 193 for annual fee and receive 10000 miles. Can I cancel the card after 1 year and reapply? Will it affect my credit score? Would you give $193 for 10000 miles a consideration? Thanks!?

Will the annual fee be paid before or after I use my credit card? If I am unable to waive the fees, can I cancel the card?

If you incur credit annual fee in your statement and the bank doesn't want to waive it, can you cancel the credit card without paying the annual fee and get back your balance that was pre-paid?

For cards with a high MPD earn rate for overseas spending would you recommend using these traditional credit cards, or multi-currency cards like YouTrip and Revolut to save on the FX fees?

Got the Citi PremierMiles credit card for the AirPods Pro signup bonus, but don't really have much use for the card itself. If I cancel the card now, will I be charged the annual fee?

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Related Posts

DBS Altitude needs>2000/month to waive the annual fee, or pay 193 for annual fee and receive 10000 miles. Can I cancel the card after 1 year and reapply? Will it affect my credit score? Would you give $193 for 10000 miles a consideration? Thanks!?

Will the annual fee be paid before or after I use my credit card? If I am unable to waive the fees, can I cancel the card?

If you incur credit annual fee in your statement and the bank doesn't want to waive it, can you cancel the credit card without paying the annual fee and get back your balance that was pre-paid?

For cards with a high MPD earn rate for overseas spending would you recommend using these traditional credit cards, or multi-currency cards like YouTrip and Revolut to save on the FX fees?

Got the Citi PremierMiles credit card for the AirPods Pro signup bonus, but don't really have much use for the card itself. If I cancel the card now, will I be charged the annual fee?

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