16 Jun 2021
The house is fully-paid and owners do not have plan to upgrade. Comparatively SA's 4% pa looks attractive as FD interest is low.
Housing refund is ok. Because you can get rid of accuring interest from your property. If you plan to sell your property in the future. However, if you going to live there for the rest of your life, no sense.
OA to SA very bad move. Because of 4% u locked your money till 55. And is irreversible process. Unless you are near 55?
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09 Jun 2021
Blogger at diaperfinancingfund.blogspot.com
This is actually what I'm doing these days! But I'm motivated to do so because I haven't hit my FRS yet. When I hit this FRS, I will pivot and use this spare cash to invest in the market.
31 Dec 2020
Business Studies Graduate at Ngee Ann Poly
I think need to know more information. For me, I would ensure emergency fund is enough to last a few...
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