Is income from stock investing (e.g. capital gains or dividends) included in the computation of household income to buy an HDB, EC or private condo?

Hi

No. Capital gain / dividends from equity investment will not be consider as part of the computation for household income to buy HDB/EC/Condo.

Ref:

1. IRAS doesn't consider them as income and doesn't tax on these either: https://www.iras.gov.sg/IRASHome/Individuals/Lo...

2. HDB doesn't consider them as income: https://www.hdb.gov.sg/cs/infoweb/residential/b...

(under the section "what income document must I submit", the last section where it highlights what income / allowance that will be consider for income assessment.)

So go ahead and invest and enjoy the dividends. :)
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