I recently found out that my Parents are not enrolled in either Eldershield nor Careshield plan. They do not have any preexisitng condition and only have hospitalisation plan. Also, they are too old to purchase any other insurance with reasonable premium. So I was just wondering if it is good to have the Careshield plan. Considering their age (64, 72) i think their premium will be quite costly. Any expert can shed some light?
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