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Anonymous
I'm 26 years old female, non-smoker. New to savings plans. I embarked on this plan in March this year as disciplined saving. My premium is about $300/mth. From time to time, I feel uneasy because I will only be able to 'see the $' after 15 years (lowkey wishing the period was shorter) and after reading reviews online on other plans, I wonder if I am making the right choice (fears of getting back less than what is expected.)
Is anyone else on this plan? Care to share your experience so far? Did you opt to receive the $ returns, or let it accumulate?
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You should let it accumulate if u dont have an investment that gives higher than 3% (which is the current non-guaranteed interest rate).
I am unable to comments on the returns of your plan. If u would like to know the IRR (internal rate of return) of your policy, I can do the calculation for u. Just ping me on my facebook.