Is AIA power critical no longer competitive in the market?

Hi there,

You might have to assess what is meant by competitive. The premiums? The benefits? What about the insurer company's profitability and financial position? The key word isn't competitive but is that what you need at the present moment.

AIA Power Critical Cover provides up to multiple claims of five times for different CI occurrences and two times for claims for relapsable CI. The claims (regardless of stages) do not eat into each other as well. The premium waiver rider waives off premiums upon diagnosis of CI for all stages (that means some CI plans actually do not do that) and is the first plan in the market to cover pre-early conditions and offer multiple claims (ten to be exact) for special conditions such as osteoporosis etc.

Ultimately, we all have to assess if the plan is suitable and within your budget. Comprehensive coverage comes with a price tag. So do seek out a licensed financial advisor to explore your options.

Financial planning is an integral part of life. You can reach me here to find out more.​​​