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Anonymous

30 Jun 2022

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Credit Cards

Is a a credit inquiry if you apply for another card under the same bank

Say I'm under bank ABC,

If I apply for card A. And after a few months I apply for card B .

Will the bank make a new credit inquiry ( which can affect credit score )

Discussion (1)

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Yes, based on my credit report, I can see that the same bank will inquiry again 2 months later if I apply another credit card. If you apply 2 cards within one month, the bank probably will reuse the credit report within the same month. I did not test to apply another card within same month, but the bank do have the choice to inquiry again.

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