Is $800k fairly new 5-rm HDB in AMK area opposite Bishan park consider expensive? I thought if downsize to 4-rm in future, we will gain profits.

Hey, you can also look at the same by giving out the same property on rent to have some profits out of the investment and also have the property maintained in a good condition. You can also refer to this for having an idea on the way to save yourself some money with tenants: !--td {border: 1px solid #cccccc;}br {mso-data-placement:same-cell;}--https://www.spdigital.sg/stories/nurturing-gree...

Buy high, sell high (5-rm); then buy higher (4-rm) plus smaller area.

Many have such mindset of making (huge) gains from flat sales but ended up taking higher mortgage loan in the process. So, it's simply a game of chasing own tail at the end of the day.