💸 Instarem Referral Code: 2YgK6l — Get S$25 (2,000 InstaPoints)

🎁 Use code 2YgK6l at sign-up and get 2,000 InstaPoints (worth S$25)
👥 Your referrer gets 2,000 InstaPoints too
⏰ Offer valid until 30 Nov 2026

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✅ HOW TO QUALIFY (within 1 year of sign-up)
1️⃣ Make 1 transfer above S$1,000
OR
2️⃣ Spend over S$100 in total on your amaze card

⚠️ Signing up alone doesn't count
⚠️ Transfers must show as "paid" to the beneficiary, and amaze spend must be settled

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📲 HOW TO SIGN UP
1️⃣ Download the Instarem app
2️⃣ Choose an Individual account, with Singapore as your country
3️⃣ Enter 2YgK6l in the referral field
4️⃣ Verify with Singpass MyInfo (or upload your NRIC/passport)
5️⃣ Complete 1 qualifying activity
6️⃣ Check your InstaPoints balance in the app

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🔄 HOW TO USE YOUR INSTAPOINTS
💳 2,000 pts → S$25 amaze cashback (once a month)
💳 1,000 pts → S$5 amaze cashback (no monthly limit)
💸 2,000 pts → S$25 off a transfer above S$1,000 (once a month)
💸 400 pts → S$5 off any transfer
✈️ 1,200 pts → 400 KrisFlyer miles

📌 Only 1 S$25 redemption per calendar month
📌 Cashback and miles need an active amaze card
📌 InstaPoints expire 12 months after they're credited (SG accounts)

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⭐ WHY INSTAREM
🌍 Transfers to 60+ countries, many done instantly or on the same day
💱 0% FX fees when you spend from the amaze Wallet
🔗 amaze Link: link up to 5 Mastercards and keep each card's own rewards
🇲🇾 DuitNow transfers to Malaysia, with PayNow top-ups
🏛️ Licensed by MAS as a Major Payment Institution

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💰 FEES TO KNOW
🆓 amaze Wallet spend: free
🆓 Top-ups via PayNow or bank account: free
💳 Apple Pay top-up: 1.5% (min S$0.50)
💳 Linked card, SGD spend: 1% (min S$0.50)
💱 Linked card, foreign-currency spend: FX spread of up to 2.1%
🏧 Overseas ATM withdrawals: 2%

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⚠️ CAVEATS
❌ DBS, POSB and UOB cards no longer earn points on amaze transactions
❌ Linked card spend doesn't earn InstaPoints
❌ Citi excludes some AXS and transit transactions
❌ amaze charges your funding card when the transaction posts, not when it's authorised, so don't switch cards while charges are still pending

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❓ FAQ
🔹 Can I use 2 referral codes?
No. Only 1 code per sign-up. Choose between 2YgK6l (S$25) and AMAZE25 (S$5, for the first 2,000 amaze applicants from 21 Oct to 31 Dec 2026, no minimum spend).

🔹 Can I add the code after signing up?
No. You have to enter it during sign-up.

🔹 How long until the points are credited?
The T&Cs don't give a fixed timing. If your points haven't shown up after you qualify, contact in-app support.

🔹 Are business accounts eligible?
No. Business accounts, self-referrals and transfers to your referrer are all excluded.

🔹 Is it safe?
Instarem is licensed by MAS. Never rent out your account, make payments for strangers, or share your OTPs.

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👉 Full guide: https://www.sgreferralcodes.com/instarem-referr...

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