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Anonymous
When applying for a loan in Singapore, what are some factors that banks will look at?
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Rishi Ramchandani
09 Jan 2020
Financial coach / Founder at Cafe cash flow
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Pang Zhe Liang
09 Jan 2020
Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)
Yes, the credit score evaluates your current debt situation and the probability of default. This is commonly used whenever one apply for a loan.
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Yes for sure, you can obtain your credit score for $6.42 at any singpost office
https://www.creditbureau.com.sg/how-to-get-my-c...
If you are going to a bank to enquire about a loan they might even give you your report for free. HSBC SG does it online it seems (i have not tried this)
https://www.apps.asiapacific.hsbc.com/1/2/sgh2/...
Goodluck!