facebookIm 22 and I'm planning on taking a degree. However through calculations and forecasts, my current diploma job will get me to reach my end goal of coastFIRE@45. Can I hear your thoughts on this? - Seedly

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Anonymous

06 Nov 2020

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Im 22 and I'm planning on taking a degree. However through calculations and forecasts, my current diploma job will get me to reach my end goal of [email protected] Can I hear your thoughts on this?

Taking a 4 yr degree would delay my plans of getting married, starting a family and of course my end goal. A degree job would get higher pay but the first few years of no compound interest would hurt my end goal.

Discussion (7)

What are your thoughts?

I'm 30, taking my part time degree while juggling a baby girl. Not the smartest choice, I should have done it when I was at your age so I would have more energy and time to burn.

nonetheless, it's hard to predict without a degree, how far you can go in the next 20 years in your career especially in Singapore we are always using education to judge someone's capabilities (though I disapprove of that concept).

if you can, get a part time degree ASAP while gaining full time working experience. It will be tiring but worth it.

Chua Wei Yi

Chua Wei Yi

06 Nov 2020

Level 8Β·Seedly Student Ambassador 2020 at Seedly

By the way, what's coastFIRE? I have never heard of this term at all, just FIRE. I agree that part-time degree is a viable option. But is this related to your diploma? Or else I foresee that it will be hard for you to admit to the degree course if it is not related to your diploma. But I feel like at 22, you should be doing a full-time degree instead.

I wouldn't encourage you to hustle so hard as you seem to be a family-oriented person. Sleeping 3 hours a day for 4 years is very unhealthy for both your health and social life. Unless you really have a understanding girlfriend, I highly doubt that you can date, study and work at the same time, which affects one of your goals to get married early. Life is not a race, it could be good to walk at your own pace and enjoy the flowers along the way.

If the degree is related to your diploma, it will be fantastic because you would have already hit the ground running with your diploma.

View 2 replies

Do both.

I never understood why a full-time degree is warrantied unless you are in a profession whe...

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