If you have $200k cash as a 23 year old, what would you do with the money now? Any advice

$3000 join Future Trends investment community (high risk)

20% of cash on venture capital / angle investments via FT

​

$3000 join Adam Khoo's or similar investment community (med-high risk)

20% of cash on trade ideas from Adam Khoo's team

​

20% of cash in Endowus' and/or Syfe's most popular funds/Etfs (medium risk)

​

40% Internet Data Center biz from your apartment (low risk).

1 min explanation https://www.youtube.com/shorts/o3-VoZpkguc

Where to purchase https://zapitsg.com/crypto-mining/

​

I think the first thing that you should ask yourself is what you want in life, and then how this money can be structured to help you achieve that.

Self learn and know the risk u undertake

Having $200k at 23 is an incredible opportunity to build both wealth and freedom. My advice? First, secure your foundation—park $50k in a high-yield savings account as an emergency fund, then invest $100k in low-cost index funds (like VTI or VOO) for steady long-term growth. With the remaining $50k, I'd focus on two things: investing in yourself (education, skills, or even starting a lean business) and high-potential opportunities like real estate crowdfunding or a curated selection of growth stocks. At https://truesides.com/ , we believe true financial success comes from balancing security with smart risk-taking—technology today gives you tools earlier generations couldn't dream of, from robo-advisors to AI-powered market analysis. The key is using that advantage wisely while staying true to your personal goals and risk tolerance. Remember, this money should work for your life's vision, not dictate it.