If one receives an inheritance of a property, would it be wise to take an equity loan from it to invest in let's say, Syfe REIT Portfolio?

Firstly, check and confirm whether there is any tax, mortgage, or payment associated with the property. This helps to prevent shocks in the future.

Secondly, decide the future with this property - keep or sell.

If the intention is to keep it for the long-term, then ensure that the returns from Syfe is going to be consistently higher than your equity loan. This is regardless of a crisis, where returns are expected to be lower.

If the intention is to sell the property in the near future, then how confident are you that the non-guaranteed returns from your investment is able to cover the equity loan and make you some profit?

As an alternative, conduct a valuation on the property and find out whether it makes sense to sell it now or to rent it out. While higher leverage gives you access to greater funds, do you have your downside protected?

All in all, you need to take calculated risk to this end.

Here is everything about me and what I do best.

Hi Dominique, before you start investing, my recommendation would be to first ensure you have adequate emergency funds, insurance, and minimal high-interest loans such as credit card debt. With that settled, you can then focus on building up your investments.

Normally we do not suggest taking loans to fund investments, but we also realise that no two cases are the same. I suggest speaking with one of our licensed financial advisors who can offer more targeted investing advice. Alternatively, feel free to schedule a call here: https://www.syfe.com/financial-advisors​​​