facebookIf one owns both OCBC 360 & SingLife accounts. Whereby he has maxed the $10k in SingLife to receive 2.0%pa. Do you recommend him to still put an amount into SingLife account to get the 1.0%pa? - Seedly

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Anonymous

11 Jan 2021

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Saving Hacks

If one owns both OCBC 360 & SingLife accounts. Whereby he has maxed the $10k in SingLife to receive 2.0%pa. Do you recommend him to still put an amount into SingLife account to get the 1.0%pa?

Hi, would like to check if this person does not hit the first 25k in OCBC 360 account. For example, he has around 5 to 7k in this account.

Would you advice him to put the 2k in to SingLife to receive 1.0%pa interest or retain the amount in OCBC 360 account would be better?

Discussion (2)

What are your thoughts?

Hello :) You can consider Singtel Dash EasyEarn or Etiqa's GIGANTIQ instead. Both offer you 1.8% p.a. The main difference is for Dash EasyEarn, the min. deposit is $2,000 and the account limit for the promotional 1.8% is $20,000.

For GIGANTIQ, the min. deposit is $50, but the account limit is $10,000.

You can check out my comparison here: https://the-frugal-fox.com/2021/01/10/where-to-...

I'll personally go with Dash EasyEarn :) Hope this helps!

The question here is how much interest is he getting now? Is it above 1%? If no then better to just move it over to Singlife. However, you can also check out Etiqa gigantiq and Dash easyearn which offers 1.8%. Can withdraw anytime too

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