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Hi, would like to check if this person does not hit the first 25k in OCBC 360 account. For example, he has around 5 to 7k in this account.
Would you advice him to put the 2k in to SingLife to receive 1.0%pa interest or retain the amount in OCBC 360 account would be better?
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The question here is how much interest is he getting now? Is it above 1%? If no then better to just move it over to Singlife. However, you can also check out Etiqa gigantiq and Dash easyearn which offers 1.8%. Can withdraw anytime too
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Hello :) You can consider Singtel Dash EasyEarn or Etiqa's GIGANTIQ instead. Both offer you 1.8% p.a. The main difference is for Dash EasyEarn, the min. deposit is $2,000 and the account limit for the promotional 1.8% is $20,000.
For GIGANTIQ, the min. deposit is $50, but the account limit is $10,000.
You can check out my comparison here: https://the-frugal-fox.com/2021/01/10/where-to-...
I'll personally go with Dash EasyEarn :) Hope this helps!