11 Jan 2021
Hi, would like to check if this person does not hit the first 25k in OCBC 360 account. For example, he has around 5 to 7k in this account.
Would you advice him to put the 2k in to SingLife to receive 1.0%pa interest or retain the amount in OCBC 360 account would be better?
Hello :) You can consider Singtel Dash EasyEarn or Etiqa's GIGANTIQ instead. Both offer you 1.8% p.a. The main difference is for Dash EasyEarn, the min. deposit is $2,000 and the account limit for the promotional 1.8% is $20,000.
For GIGANTIQ, the min. deposit is $50, but the account limit is $10,000.
You can check out my comparison here: https://the-frugal-fox.com/2021/01/10/where-to-...
I'll personally go with Dash EasyEarn :) Hope this helps!
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MIN. ACC BALANCE
1.0% non-guaranteed + 0.5% bonus
RATE OF RETURN
1.0% for first $10k
OCBC 360 Account
Standard Chartered JumpStart Account