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Anonymous

28 Nov 2020

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If I were to withdraw all cash back from my PruFlexiCash every year to invest, how much do I need to have for it to be profitable?

I got a PruFlexiCash (6th Series) that i bought in 2012 with 150 per month, I have withdrawn some cash back once in a while. However, if I were to withdraw all cash back every year to invest, how much do I have to achieve to be profitable?

Prudential PRUflexicash Endowment Plan

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Jane DOE

22 Aug 2023

I have similar 6th series, are there any penalty in cash back withdrawal other than the cash benefit (assumed 3%) loss?

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Dave Loh

28 Nov 2020

Hi there!

The cash benefit probably accumulates at 3% per year, so your ROI has to be at least 3% to make the withdrawals worthwhile.

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Related Products

Prudential PRUflexicash Endowment Plan

3.0

2 Reviews

15, 20 or 25 years

POLICY TERM

Regular

PREMIUM TERM TYPES

Death, Critical Illness, TPD

COVERAGE

5% p.a. of insured amount

MIN. GUARANTEED REGULAR PAYOUTS

100% of insured amount

LUMP SUM MATURITY BENEFIT

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I withdrawn abt SGD9,250 from my CPF OA Account to invest in T-Bill. Required advise on how much I need to transfer from my DBS CPF Investment Account back to my CPF OA when the T-Bill matures.

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