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Anonymous
Better returns investments? I am willing to take up to high-middle risks, aged around late 30s to 50s.
No dependants.
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Lim Boon Tat
01 Feb 2020
Mathematics at Cambridge University
Are you late 30s or late 50s? When do you anticipate retiring, and not having a stable income? If you are only late 30s (like i am), and have a healthy work attitude (aka will continue trying to make money till 60s/70s), then i would say you should NOT clear the housing loan, and use the cash to go invest (this is assuming you have an emergency fund stashed away or you have a (very) stable job).
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Siow Nan
21 May 2019
E at NUS
Depends on how much more housing debt do you have left and your future plans going forward. Eg. are...
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I prefer to clear your housing loan first as before you can even invest, you should clear up any loans and debts you currently have.