If I have $100k spare, should I dump to robo, reits, or bank stocks in current market situation. I am pretty new to stock market.

Depends on your time horizon and risk tolerance.

If you can tolerate risk and are young, i think that you can consider allocating some money to growth in the US and China markets.

However, if ur saving for retirement, dividend stocks, reits, etfs are the way to go.

ultimately, i think a mix is ideal. maintain a good balance that you are comfortable with and tilt it according to how your investing objectives and attitudes change as time goes by.

100k into 1 low expense ratio S&P500 or Global focused etf. leave it. you'd be surprised to what it will grow by the retirement age.

But why keppel Data centres out of so many reits and more than 1 keppel reits? Anyway jus dont let them go to the personal bankers! why not china etfs on Photovoltaic or this : 2809 clean enrgy!!! https://www.moomoo.com/en-sg/community/feed/106...

My humble opinion:

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With $100K spare, and assuming you already have: (1) insurance covered (2) high interest debt paid up (3) emergency fund - 6mths of expense saved.

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It would be wise to first ask yourself the following: (1) what is the objective of investing the $100K? (capital growth/ wealth preservation/ generate cash flow) (2) your risk appetite (3) your investment horizon.

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For cash flow in the form of dividend: Go for REITs (estimated 5%-8% yield)

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For capital growth: Go for Robo (equity focused portfolio)

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I personally wouldn't go for banks given the foreseeable low interest rate environment in the near term.

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Naturally, equity markets would suit investors with a higher risk appetite as compared to REITs.

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As for investment horizon, the power of compounding would be in the favour of investors with a long-term perspective, regardless of which investment tool you eventually go for.

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Beyond the above mentioned, you may even consider investing into the US stocks market by DCA into ETFs/ Individual stocks of company w strong fundamentals. Or even cryptocurrency if you're willing to put in the time to DYOR (the space is growing rapidly with much potential).

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Closing thoughts, it all boils down to your investment objective, risk appetite, and investment horizon.

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All the best! :)