Anonymous

Edited 26 Jul 2021

∙

If I had $500k cash and was looking at a 500-600k resale HDB, is there any logic in just taking a $250-300k loan and investing the remaining money instead?

Wife and I are are 35 and 40 respectively and the resale HDB is 47 years old. It’ll allow us to stay in a specific area that we want to be for location and convenience.

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Neil

29 Jul 2021

Personally, I would take up loan given the current low interest rate and then invest the cash for long term.

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Caleb Seah Hua Xiang

29 Jul 2021

Take the loan.

Set aside 12-24 worth of installment aside,

Invest the rest in an index fund (S&P500)

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Chris

26 Jul 2021

Owner and Writer at Tortoisemoney.com

Yup that's what I would do even if I had the whole amount in cash on hand, especially with the low i...

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