If ever, why would you choose to DIY invest yourself vs Robo advisers vs going to a bank/getting a Relationship Manager/Financial adviser?

I think investing on my own or thru' roboadvisors makes me take responsibility for my own investment decisions. It is also a good learning route.

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While it is also good to engage a RM, a lot of trust is required.

DIY Invest myself because it forces me to research and know what am buying. More research but losses are on me.

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Robo advisor because it will allow convenience, not to mention I can access everything through an application. It makes DCA a lot easier.

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Personally, would never like letting a bank or RM/FA deal with my investments. I just don't see the point in letting someone else manage it for you (I know it contradicts with Robo Advisor but because that option exists, I don't see why I need an RM/FA)

Robo advisor. I have put my monies in SquirrelSave and the returns are not too bad. Those portfolios that started in Nov 2021 did drop but less than 15%. Those before were positive during the whole bear market. Mgt fee is 0.5%/yr. They do charge a performance fee of 10% of my profits, ie, i make $100, they take $10. I find that okay since not many fund managers are interested in making me profits, since they earn from management fee already. lol

To strive to make your 'charges' the minimum thus having maximum gain possible