If anyone investing in P2P investments? Sound like the interest rate is pretty good than FD. How reliable is it?

I've tried Funding Societies from 2017 till date and I reinvested my returns.

I've got 21.7% in returns in the span of three years, roughly 7% p.a.

But keep in mind that some companies may declare bankrupt thus, FS won't be pursuing to recover the money.

I've lost 8 investments out of 125. This also depends on how much you're putting into the companies.