I saw 3 types of CI plans ie AIA Power Critical Cover, AXA Super Criticare, & Prudential PRUActive Protect from Business Times. How do these 3 types of insurance plan differ from each other?

Hi Hen Dro,

Each of these plans has its own unique feature and each one of us has our own needs, hence our needs need to be properly assessed with a licensed financial advisor to find out more on which plans is more suitable.

For example,

AIA Power Critical Cover protects you from as early as the detection of chronic conditions to the diagnosis of 150 critical illnesses.

PRUActive Payout can potentially let policyholders receive monthly payouts between $100 to $5,000 for a period of either 1, 2 or 3 years on top of your lump sum payout when diagnosed with a critical illness.

AXA has a unique diabetes care program, to help diabetic patient recuperate.

If we choose to cover until 100 years old, AIA has surrender value available. Surrender value is only available from age 75 onwards, and if we have made any claims beforehand, the surrender value has to less any critical illness benefits paid.

Everyone needs differ based on your lifestyle, it is recommended to speak to a financial adviser before you commit to a new policy. At PolicyPal, we work with a range of financial advisers to help you with your protection and financial needs.​​​