I run my own cleaning company. 10 workers in my company, looking to attract more talent.

If you’re operating your cleaning business in Singapore, you’ll need the following covers:

1. WICA Insurance (Worker’s Compensation): Protects your employees if they suffer work-related injuries/sickness. This is legally required for all manual workers (e.g. cleaners), or workers who earn <$2,600/month. Cleaners would be manual workers, so you'll need to purchase this for them.
2. Public Liability Insurance: Protects your company against liability for injuries or property damage to third-parties. For instance, if you break a customer’s vase while cleaning their house, this policy can provide liability protection.
3. Commercial Vehicle Insurance: If you own a commercial vehicle, such as a van you use to drive around to various client sites, Singapore law requires you to carry a vehicle insurance policy.
4. Foreign Worker Medical Insurance: If you’re hiring foreigners for your company, you’ll need to have Foreign Worker Medical Insurance. This is required by law.
5. Company Health Insurance: This is not mandatory, but it's nice to have as a benefit to retain cleaning staff. Labour turnover in the cleaning industry is very high, so offering company health benefits can be a useful way to reduce turnover and retain good workers. This can help reduce hiring costs in the long run, and maximise profits by helping you take on more cleaning jobs by retaining as much manpower as possible.