facebookI’m thinking whether my axa term protector with early ci rider should stretch to 65yr old or 75yr old. I definitely going for this plan already it’s just the tenor. Any advice? - Seedly

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Anonymous

09 Aug 2020

Insurance

I’m thinking whether my axa term protector with early ci rider should stretch to 65yr old or 75yr old. I definitely going for this plan already it’s just the tenor. Any advice?

Just wondering whether big companies like aia prudential ge company claim rate is higher as they have higher claim stats that’s why their premium is higher. Thinking to get Manulife readylife 25 for whole life or should I go for prudential whole life

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Jonathan Soh

09 Aug 2020

Wealth Manager at Aviva Financial Advisers

Hi there. A big part of how a company prices its products lie with their distribution costs. The higher the costs the higher the premiums.

Are you looking at term or life insurance? Because both have slightly different structures and coverage amounts. The best companies for term insurance vs the best companies for life insurance are also different.

You can reach me here to find out more. I cover 9 major insurers including Aviva, NTUC, Manulife, AXA etc.

Depends when you are planning on retiring. If you are planning to retire at 65 years old, you may not have sufficient income to pay until 75 years old

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