I'm thinking should I surrender my AIA pro lifetime protector as I got AIA guaranteed protector plus

No

1. Understand the differences: Carefully review the coverage, benefits, and terms of the two policies to understand how they differ.
   a. Investment focus: The AIA Pro Lifetime Protector policy appears to have a stronger investment component, making it more suitable for those looking to grow their savings and investments over the long term.

b. Insurance coverage: The AIA Guaranteed Protector Plus policy seems to prioritize insurance protection, providing more comprehensive coverage and benefits for the policyholder.
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2. Surrender implications: Surrendering a policy may have financial implications, such as potential surrender charges or loss of accumulated benefits. Ensure you understand the full impact before making a decision.
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3. Continuity of coverage: Consider whether the new AIA Guaranteed Protector Plus policy provides the same or better coverage compared to your existing AIA Pro Lifetime Protector. Maintaining continuous coverage is important. It can also be helpful to consider what other insurers besides AIA are offering for life insurnace!