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I also have an AIA insurance whole life with limited premium payment duration. The non-guaranteed portion of the surrender value is dependent on their PAR funds, and the dividents are declared yearly which are then reinvested. Is this type of policy considered as a ILP?
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Elijah Lee
17 Mar 2022
Senior Financial Services Manager at Phillip Securities (Jurong East)
Hi Dory,
AIA Lifetime Protector (AIA LP) is an ILP with both investment and protection elements....
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AIA is a shit. Avoid it like the plague..have medical insurance and it was like dealing with a bunch of clowns.