I'm on the UOB One account, which just decreased its interest rate. I've got around 30K in the account, and expect around 5K salary credit each month. Where should I switch to for higher interest?

Can consider Sif, RHB, CIMB, OCBC 360, SingLife or Trust Bank.

It really depends on your cashflow pattern. For example, DBS Multiplier works on an aggregate transaction count every month. On the other hand, UOB One requires you to spend S$500 on an UOB card in order to unlock the higher interest tier.

Since we all have different cashflow pattern, there isn't one that is best for everyone. For me, I prefer to stay put with what I have and focus on bigger goals in life, rather than to chase a minute interest rate difference.

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