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Anonymous

19 Nov 2019

∙

I’m HH(lowest credit rating) on the Credit Bureau and I’m currently awaiting on my RNF to be a Financial Advisor. I have zero savings and $25k debt in rolling credit and credit cards. I’m the sole breadwinner. What should I do?

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Moto Network

11 Feb 2026

Being HH with $25k in revolving debt while being the sole breadwinner is incredibly stressful. Prioritizing a structured repayment plan (like the debt avalanche method) and speaking with a free financial counselor could help stabilize things before your RNF comes through. Protecting cash flow right now seems key. Wishing you strength during this transition like https://batvisa.org/

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Moto Network

11 Feb 2026

Hi

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Lynn Kiyomi

19 Nov 2019

Senior Consultant plus Islamic Wealth at Financial Alliance (largest IFA in Sg)

Hi, I hope your situation has improved since Sept 2018. (Apologies, I can't seem to do a line break,...

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