I’m curious why would people choose robos investing over DIY?

I started out with Robo-Advisors because it’s easy to use + low commitment + little knowledge required!!

Then now when I know abit more, I DIY!

Personally, I don't use roboadvisors but, I believe some will choose Robo investing over DIY just because of the simplicity and convenience of it. It's a lot easier to open up a Stashaway account per se and set up a monthly deposit instead of opening up a brokerage account, reading up on what ETFs are good, figuring out how to use the platform etc. Also, Robo investing is advertised as fuss-free which probably attracts people who don't want to read through about how to DIY invest.

I Do both.

After i set aside my 6 months worth of expenses.

Every month i set aside a sum of money to invest actively on my own. To buy growth stocks, ETF and Bitcoin.

Because this forms of DIY will form my basis for retirement funds and i want to grow more than what the S&P500 can gives.

WHenver i have excess cash, such as "bonus", side hustle income, "interest from banks", "Favourable Balance transfer loan", i park all into stashaway.

Reason being is that i want to track all this excess income that i get as a bonus and i want it to do better than the interest in the bank.

And i want them to grow rather than sitting idle in my savings account. Since i don't need the funds as i have already saved up my 6 months of expenses.​​​

U sure your own diy etf could outperform?!

My 2yr 4mth+ stashawy brings me close to 50% time weighted return to date.... is that a poor performer compared to those world index???!​​​