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Anonymous

16 Aug 2020

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I'm a SGUnited Trainee and looking to apply for the Aug BTO with my gf. Is my trainee allowance counted in the income assessment when applying for the EHG?

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Jean

13 Dec 2021

Response from HDB

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Lee John

16 Aug 2020

Yes.

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If applying for BTO & taking a HDB loan (1st-timers), how will a self employed person's annual income be assessed for EHG and HDB loan? Will the full amount of the declared annual income be assessed?

I (M, 27) am employed while my gf earns an unstable income (freelancer). Will it reduce our chance to get the BTO? And on average, how much should we have in savings before applying?

I am looking to apply for my first BTO next month but will be having unstable income next year due to change of employment, how should I budget for my first BTO?

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