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Anonymous
I'm a low-to-medium risk taker in mid 30s looking for how to diversify investment portfolio for 5-10% gain/ year
I'm a foreigner in mid 30s working in Singapore, looking for investment with a time horizon of 2-3 years.
What will be your advice on how I should diversify my portfolio to have best gains? Target 5-10% gain/year (I'm a low risk taker).
Salary (main source of income): 20K before tax
I'm a low-to-medium risk taker so my current invetsment portfolio:
1/ Insurance Saving Plan: 1K/month
2/ Investment-Linked Plan: 700$/month
3/ DBS RSP: 300$/month
4/ Sometimes buy SG stocks (mainly bluechip stocks) and US stocks: both are not on regular basis
The balance (after expenses of ~5K/month) I put in T-Bills 6 months and some fixed deposit savings.
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Put at higher saving account. If I have such amount, I will not invest as I am consider conservative profiles
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Tony
26 Jun 2024
Computer Engineering at Nanyang Technological university
Low risk but 5-10% gain per year for a short timeframe of 2-3 years, is quite unrealistic in my opin...
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With the time horizon of 2 to 3 years, I think 5 to 10% gains requires a more aggressive take in terms of investment risk.
If you have a low risk appetite, I think best is to go for high savings account or fixed deposit kind of investment like Syfe Guarantee Cash+. That would give you around 3 to 4%