I’m a fresh graduate and am looking to open a savings account with good interest rates! OCBC360 or Singlife?

Hello! I think opening both accounts would be a good choice to diversify. Opening OCBC360 would be a good choice for spending or saving, depending on your preference, whilst opening a Singlife account can be more for wealth accumulation and setting aside your emergency funds.

Singlife with a 2.5% interest rates on the first $10k, has the best interest rates out there in my opinion, especially in covid times. I'd suggest to open an account with them. However, do note that this is an insurance savings plan and the 2.5% is not guaranteed. ​​​

As a layman, the best answer would be to do some research and diversify. That being said, I would encourage you to open both as the accounts have differing requirements.

If I were you, I would credit my salary from a job into OCBC and would transfer a fixed amount from OCBC to Singlife. That way, I can have the best of both worlds without much hassle.