facebookI'm a fresh grad starting work soon. Is a debit card good enough? - Seedly

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Anonymous

05 Mar 2020

Credit Cards

I'm a fresh grad starting work soon. Is a debit card good enough?

I'm wondering if its stressful to track credit spend each month + being prone to overspending!

Discussion (5)

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Just Being Ernest

05 Mar 2020

Content Creator at www.youtube.com/c/JustBeingErnest

I also had the same thinking as you when i started working, get a debit card is good enough.

But after doing more research and studied about credit cards, I will definitely go for credit cards due to the rewards.

Of course rewards come with risks but the risks is very minimal if you manage your expenses properly.

You can read my blog about my findings on credit card here http://justbeingernest.blogspot.com/2017/05/rew...

Feel free to ask me any questions.
I make videos about interesting stuff at youtube here​​​

Pascal S

03 Mar 2020

MBA Graduate at Singapore Management University

Hi Anon,

Do start with a debit card for a year and learn to manage your expenses.

Cheers,

Pascal​​​

Pang Zhe Liang

02 Mar 2020

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

A debit card is a good start for most people. However, if you are into the rewards, e.g. cashback an...

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