I’m a freelancer camera crew, given the current situation with no jobs, should i continue paying my ILP?

If you started january this year, I'm guessing you're paying on a monthly basis. With the premium allocation and insurance charges, it is likely that the investment value is very little for 5 months.

The investment value in your policy might not be able to tide you over the premium holiday period. If you can hold on to the policy without it affecting your/ your family's needs (eg. Household living expenses), I'd encourage you to do it. It would be far worse if something bad were to happen during this difficult period.

Otherwise, survival is far more important!

Hey there!

Try and see if your ILP has a premium holiday function. Take note that there should be a premium holiday charge but thats minimal compared to your whole plan potentially lapsing.
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