I'm a bit sick of working for others and enduring some egoistic bosses throughout my career in last 2 years. With $100k of savings, looking for ideas for income replacement alternatives?

investment into the US stock market

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spot rates and short sell US stocks.

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It’s possible to earn a few hundred in a night of trading.

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high risk high gains

3% to 6% monthly is insanely high amount of risk. Other than Business, Forex and CFDs, it's quite impossible to do it consistently. 2017 was an amazing year which allowed some of my clients to achieve more than 35% returns but I doubt I could do the same this year.

For something more consistent with moderate risk, there are dividend paying structures that pays out about 5 - 7% annually with a relatively strong track record of pay out.

Ignoring emergency fund, insurance and housing which have been taken care of:

1. Equity Investment for Income or expense coverage.

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Eg. if your mobile phone is $50 per month aka $600 in 12mths.

A $10k investment into a 6% dividend yield will cover your mobile phone bill.

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You can micro manage your $100k into 10, 10k and work towards "Extra Income" or "Covering Expenese".

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I would only advice you to go into business when you have the required skill and network.

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Take note when you micro manage your money, you lower ur risk of default too.

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Hope my reply helps.

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Thank you.

3-6% a year is more realistic.

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3-6% a month is possible but you got to be one of the top professional full time traders. Full time Professional traders can make this amount.