I'm a Banking & Finance diploma grad currently serving NS. Can't enter local unis and don't have enough for private unis. What options do I have?

Work 1st, save money, take part time degree (although u might find that it is not necessary)

Work first to gain working experience and save up to study local private universities or overseas universities.

Study part time and work full time!
Take on a bank loan and try to clear off before you grad in 3 to 4 years, maybe teach tuition or do a weekend job if you can. Goodluck!

Take up a bank loan to fund your degree first. Save up as much as possible during NS and try to work part time (tuition etc.) during your free time when pursuing your degree. Then try to pay off your study loan as soon as possible to reduce the amount of interest payable. The best solution would be to pay in full before graduation as it'll still be interest free since it only kicks in after you graduate. Alternatively, you can ask your parents to help you pay first and you'll repay them every month etc.