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Anonymous

22 Apr 2020

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I have life insurance 101k. Pay off Oct 2031. Surrender $9481.50. I don't have coverage of: 1)10-15 years worth of annual salary for Death and TPD. 2) 3-5 years of annual salary for income protections due to CI. Should I get Terms insc ? how much?

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Colin Lim

18 Apr 2020

Financial Services Consultant at Colin Lim

You can do paid up option or continue the premium. First of all, I need to understand your situation before I can advise accordingly.

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Zachary Zou Lida

18 Apr 2020

Financial Consultant at Professional Investment Advisory Service

Hello,

Tem plan is cheap but you have to pay yearly for as long as you wishes to be covered.

I will definitely need more information in order to come up with a solution for you.

As I am from a financial advisory firm, i am able to provide yout with products from over 30 companies, and ight now we have many perpetual discounts on term plans which may be of value to you.

More information will also be needed from you for me ot come up with a solution to the situation you're currently in.

Do drop me an Email at: [email protected] or click on the link in my profile to have a chat with me.

Cheers!

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Brandan Chen

02 Aug 2018

Financial Planner at Manulife Singapore

If you do not have that form of coverage. Do speak to an advisor.

Term would generally be more affo...

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What’s the difference if I get a term insurance plan like AXA Term Protector covering death TPD and CI 3 in one and getting AXA Term Protector death and TPD while getting a stand-alone CI?

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Whole life insurance paying for 20 years, enter at 2011 Oct and $300.45 per months, insured for 101k. Is it worth it? It seems not worth it. Is there a way out?

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