I have about $400k to invest. I would prefer something safe what should I do

If you’re a beginner to investing, you can consider robo-advisors (can refer to this comparison guide if you don’t know which one to choose)! they’re usually recommended for beginners :)

Not sure about your risk profile.

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Assuming you have no debts/ liabilities, Average Risk appetite

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If you are there for US Market Stocks,

• Apple
• Microsoft
• Reality Income
• Mastercard
• Berkshire Hathaway.
• S&P 500, IVV

For local Stocks

• UOB
• Sheng Siong
• ST Engineering.

Get a broker for a different market. For SGX stocks you can use POEMS or FSMOne. But for blue chips you can use OCBC BCIP

As for US markets, I use Syfe Trade.

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IF lets say you are lazy to keep track, Then you can use Syfe Trade Equity100 and REITs+ w/o risk management.