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Anonymous
Since it's her money, should I just let her continue? Or should I step in and talk to her about it?
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Tell her to buy toto and 4d from you. Assure her that if the numbers she buys comes out, you will pay her the same amount Singapore Pools will pay. If the numbers do not come out, you can save the money for her and use the money to pay her if she ever win. The chances of her winning.....is low anyways
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It is unlikely that your mum (who is retired) would spend more then $500 every month on lottery and ...
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observe for a few months, say 3 to 6 months.
Show her that the money not spent on 4d and toto can be spent on a holiday instead.
then take her for the holiday :)