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Anonymous

Edited 26 Nov 2021

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General Investing

I have 50% of my savings invested (40% SWRD, 8% US stocks, 2% others). For the remaining 50% in bank, I plan to keep 20% cash (emergency, expense), what should I do with the remaining 30%?

For the remaining 30%, I am thinking if I should add more SWRD and US stocks, or look into SG markets.Are there any suggestions that I can explore?
Is 20% cash in bank better put elsewhere? Any suggestions?

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The Growth Hunter

01 Dec 2021

Home-based Trader at https://t.me/the_growth_hunter

Ask yourself if you have a proven strategy/process for your stocks investments.

If there is, great, do not hesitate to allocate more.

If there isn't, generally allocating more cash into your stocks pile is equivalent to filling water in a leaking bucket. Another analogy you can ask yourself is "If your business is not profitable, will you pour more money in or will you stop the bleeding?"

There are other opportunities that you can explore.

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Wrong Sean

26 Nov 2021

For emergency funds, best to keep them as liquid as possible.

Savings that are invested are called investments.

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CH

Edited 26 Nov 2021

If you want it to be liquid, put in short term bonds or money market funds.

if you can withstand vo...

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