I have 200k excess cash what do I Do?

high risk appetite, long investment horizon.

Should I lump sump into US index funds (S&P500) or Tesla, then DCA into US index funds (S&P500) or Tesla with my monthly salary

Invest in SG stock market --> go for dividend stocks/capital gain stocks

OR what do you advise?

Discussion (19)

What are your thoughts?

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Raychel

10 Jun 2022

Since you have a long time horizon and higher risk appetite, would you be open to explore and invest into accredited investor funds?

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Wei Jie Is

09 Jun 2022

Always read up on news regarding exciting developments that the current market offers. Tesla lately is always the hot sexy car (girl) in town that everyone awes even with his eccentric most wealthy man on earth.

I would say put some in tesla but definitely diversify some into other exciting growth companies that could be possibly in other sectors such as telemedicine.

To invest in the SG stock market personally is for when you are done and dusted in chasing capital growth and want to slow down your pace and enjoy some sweet monthly income(dividends), without the need to regularly track the movements of the market.

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To the moon and stars

08 Jun 2022

I highly recommend lump sum into kweb as China is sort of at the bottom and regaining investor confidence

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Priscilla Sia

07 Jun 2022

SPY, QQQ, SG banks + reits. Keep at least 50% cash as macroeconomics looks bleak for the near future (Fed QT, inflation, supply chain issues, war, high oil prices). Growth stocks you should do a small percentage especially if you're a beginner and not sure about valuations. Tesla is a good bet, you can slowly DCA.

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