I have 10k in my singlife account. Do I need to withdraw the interest earned after it’s credited into the account as amount above 10k will not be getting the 2.5% interest?

Correct me if I’m wrong, but withdrawals from Singlife are capped at minimally in multiples of $100.

It’s sorta troublesome.

In my opinion, I would just let compound interest do it’s work forever :)

Amounts above $10,000 will still earn interest, of 1%. Unless you are able to transfer the interest monthly to a platform that offers 1% interest with no charges, then it would be best to just keep it in Singlife.