I got introduced by a HSBC Life FA on Fundsmith. Any thoughts and is it worth investing?

Is this USD or SGD?

Personally like fundsmith very much. can search youtube fundsmith or terry smith and listen to their investing philosophy. (but don't be careful of youtube rubbish investing / property/ crypto ads)

however, I did not find a decent distribuitor who charges decent fees for me.

please see how much fees HSBC charges, how long are you locked in, etc.

please also understand that fundsmith stock are rarely hype stocks. don't expect the NAV to shoot up overnight.

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