I came across the "Peer-to-peer lending platforms" and was wondering if there is anyone who has tried this as an investor and if anyone could share his/her experience?

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Have shared my review also on the reviews page here! https://seedly.sg/reviews/p2p-lending/funding-s...

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Pros:

• Opened up my world of P2P investing which I never knew much about

• Relatively clear website with easy to understand visuals and areas

• Seems like a pretty rigourous KYC (know your customer) process to screen the loans and users

• Auto invest setting seems interesting (but has not yet worked for me yet)

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Cons:

• The whole onboarding process took really long like almost 4 days long

• Had documents to eSign and send to them to be verified

• Biggest con was the lack of deals and loans available to users

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Will update as I continue to use this product to share on the returns and defaults especially :)